See how much money you’ll have left at the end of the month

Track spending, upcoming payments, and your portfolio in one monthly view.

Wageso is a private-by-design personal finance app for iPhone and Android. Your data stays private, with no ads and no mandatory signup.

5.0•Loved across 41 reviews

End-of-month forecast
No ads
No signup required

THIS MONTH

$12,118.00

Forecasted Balance

Income

Expenses

Upcoming

Investments

Insights

Groups

EMEmily

$12,900.00

DVDavid

$8,318.00

Income tags

#Salary

$27,300.00

Expense tags

#Rent

-$4,200.00

#Credit Card

-$2,000.00

Your monthly financial picture, clearer

Wageso brings spending, planned payments, and portfolio tracking into one calm personal finance app without signup pressure or ads.

Set up recurring payments once. Add day-to-day spending in seconds. Keep the picture current.

See where your money goes

Track monthly spending by category, account, and tag so the month-end picture is clear before it becomes a surprise.

Know what is coming

Plan rent, loan payments, credit card payments, installments, and other regular payments so they are visible before they hit your balance.

Pro

Track your portfolio

Follow your investments, portfolio value, and profit/loss in the same monthly finance view.

Transparency

Built independently, aligned with users

Wageso is built around a simple idea: your financial data should help you understand your money, not become the product.

The technology choices are transparent and built on open-source foundations, helping Wageso stay independent, inspectable, and aligned with users.

Jazz Tools

Wageso runs on Jazz Tools, an open-source platform for encrypted sync. Your data is encrypted before it reaches the relay server, so sync can stay automatic without exposing your actual financial information.

Check out Jazz Tools

Expo

Wageso is built with Expo and React Native for iPhone and Android. You get a polished mobile app that feels native while staying true to privacy principles.

Visit Expo

Set it up once, keep tracking without extra work

Quick entry, planned payments, reminders, and automatic encrypted sync make finance tracking easier to keep up with.

Income tracking

Add salary, freelance, rental, recurring, or one-time income in seconds.

Spending tracking

Track rent, groceries, vacations, loan payments, credit card payments, and monthly purchases.

Insights

See where money goes and how upcoming payments can affect your budget.

Planned payments

Set up salary, rent, loan payments, credit card payments, installments, and other repeating transactions once.

Do not miss payments

Get reminders before rent, loans, card payments, and bills are due.

Track different currencies in one place

Track income, expenses, and assets in TRY, USD, EUR, and other currencies in the same view.

Find the entry you need quickly

Narrow entries by date, group, tag, currency, or type.

Fast & private

A clean interface, automatic encrypted sync, and an ad-free experience work together.

Dark & Light mode

Adapts to day, night, and your system appearance.

Free core, Pro optional

Start free. Upgrade when you need more.

Wageso keeps monthly tracking accessible while Pro unlocks deeper personal finance tools and keeps the app independent, ad-free, and aligned with users.

No mandatory signup. No ads. Your financial data is not used for an ad model.

Free

For understanding spending and staying prepared for planned payments.

Spending and income tracking
Planned payments and reminders
Categories, tags, and filters
Private-by-design, ad-free core tracking

Pro

For a broader financial picture with advanced tools.

Assets tracking
Net worth and profit/loss calculations
Support independent, privacy-first development.

How Wageso works

A focused personal finance app for staying clear on spending, planned payments, portfolio value, and automatic encrypted sync.

Set up the money you already know is coming

Create quick entries, recurring rules, categories, tags, filters, and reminders. Wageso keeps monthly spending and planned payments organized without spreadsheet work.

Fast income and expense entry with groups, tags, filters, and recurring rules
Planned payment reminders for rent, loan payments, credit card payments, installments, and regular payments
Portfolio tracking alongside your monthly financial view

Automatic encrypted sync across devices

Your spending, planned payments, and portfolio stay updated across iPhone and Android. Data syncs automatically and stays encrypted, so your financial picture is current without exposing it.

Fast updates across your mobile devices
Encrypted financial data by default
Available when your connection is unreliable

Private by design, not ad-driven

Wageso is built for private personal finance: no mandatory signup, no ads, and encrypted sync that keeps the focus on your money.

Your financial data stays private and encrypted
Start without creating an account
No ads means your financial data is not the product

Start with the money you track every day

Download Wageso to understand spending, stay ahead of planned payments, and keep your financial data private.

Loved by users worldwide

See what people are saying about their experience with Wageso

5.0·41 reviews

I've been using Wageso for a long time, and this is my first month on the Android app. It was exactly the app I needed. Great work! :)

Alperen Kavgacı

An unrivaled app for budget tracking. Great work!

Mustafa Cavlak

I was using an earlier version, and the app keeps getting better. Clean, practical, and easy to follow.

Necmettin

While using it for personal use, I involuntarily started thinking: Why are we still struggling with dozens of ERP modules and countless Excel spreadsheets at my company instead of such a simple, understandable and detailed program?

Mücahit BULBÜL

The interface is beautiful, everything is very clear and straightforward.

Ömür Bilgili

I was already using Wageso before the mobile app. Quality continues to increase, good luck...

Cem Tatlı

The awaited Android app is here! 🥳

Samet Yiğit

A wonderful free, ad-free, problem-free income tracking app. I highly recommend it. Good luck!

Oğuzhan

Questions before you download

Common questions about privacy, free usage, and tracking features.

Built for calm, private personal finance.

Can I track my finances without connecting my bank?

Yes. Wageso does not require a bank connection. You can track income, expenses, planned payments, and portfolio records manually.

Can I start without creating an account?

Yes. You can start tracking income and expenses without creating an account or signing up first.

Can my data sync across iPhone and Android securely?

Yes. When sync is enabled, your data stays encrypted while it is kept up to date across devices.

Are core features free?

Yes. Core features such as income and expense tracking, recurring entries, reminders, categories, groups, and tags are free to start with.

Can I track my investments and portfolio?

Yes. Portfolio, asset value, and profit/loss tracking are available with Wageso Pro.

Can I use Wageso when I'm offline?

Yes. Your records remain available on your device, so you can view and update your finances even when you are offline.

Can I trust that my financial data stays private and encrypted?

Yes. Financial data is encrypted before it leaves your device; sync uses relay infrastructure, and financial content is not stored in plaintext on the server side.

Can I use multiple currencies?

Yes. You can keep income, expense, and asset records in TRY, USD, EUR, and other currencies.

Can I categorize my transactions with tags?

Yes. Tags and groups help you organize records and review them later in a way that matches how you track money.

Can I set up planned and recurring payments?

Yes. You can create planned or recurring rules for salary, rent, loans, credit cards, subscriptions, and bills.

Can I filter by category, account, and date range?

Yes. You can narrow records by category, account, group, tag, date range, and other fields to find entries faster.

Can I use Wageso without seeing any ads?

Yes. Wageso does not show ads and does not use your financial data for an advertising business model.

Can I track both personal and business finances?

Yes. You can separate personal and business-related records with groups, tags, filters, and accounts.

Can I get notifications for important transactions?

Yes. You can set reminders for upcoming income, expenses, payments, or regular check-ins.

Are financial goals and debt tracking part of the roadmap?

Yes, financial goals and debt tracking are on the roadmap. They are planned to build on top of the current income and expense tracking flow.

Private by design • No ads

Download Wageso to see month-end more clearly

Track spending, planned payments, and portfolio value without signup pressure or spreadsheet work.

Track spending and upcoming payments in one place.

Track spending, plan upcoming payments, and keep your financial data private.

Available on iPhone and Android • Free core tracking • Automatic encrypted sync