Investment and portfolio tracking

When to use this guide

Start here if you want to track gold, foreign currencies, stocks, funds, or similar investments in Wageso. The goal is not to build an accounting system. It is to keep your allocation, cost, and portfolio changes understandable.

The simple model: account and investment

Investment tracking is easier when you separate two ideas:

• An account is where the money sits, such as cash, a bank account, a foreign currency account, or an investment account.
• An investment is the asset you want to follow, such as gram gold, USD, EUR, a stock, or a fund.

When you record a buy, Wageso turns that record into a portfolio position. When you record a sell, the position is reduced or closed. Profit and loss are based on these records.

How to add gold

For example, if you want to track gram gold:

1. Prepare the account

   Create a gold account, investment account, or another account you want to use for this tracking.

2. Add the gold buy

   Enter the asset, quantity, total amount, currency, date, and account.

3. Check the portfolio

   After saving, check that quantity, cost, and profit/loss moved in the direction you expected.

How to track a foreign currency account

There are two common needs:

• I only want to see my USD or EUR balance separately.
• I also want to track cost basis and profit/loss for the currency.

For the first case, a separate account in that currency may be enough. For the second case, tracking the currency like an investment with buy and sell movements is usually more useful.

How to track stocks or funds

For stocks, funds, or similar investments, record buy and sell movements with their dates. If quantity and cost are accurate, the portfolio view can show the remaining position and profit/loss more clearly.

You do not need to model every detail on day one. Start with the investments you actively follow.

Where to see profit and loss

Profit and loss are shown in the portfolio or positions area based on the buy and sell records you enter. If a value looks off, one of these is usually missing or incorrect:

• Buy cost.
• Quantity.
• Currency or account.

What happens when you sell

When you sell all or part of an investment, add a sell movement. Wageso reduces the related position; if you sell all of it, the position may close. Profit and loss are more reliable when sale amount, quantity, and date are correct.

A good first setup

Start small:

• Add your main everyday account.
• Add the foreign currency or investment account you actually want to track.
• Create only the investments you actively follow.
• Enter the first buy records with correct date, quantity, and cost.

Once this structure feels right, transfers, deposits, withdrawals, and currency details are easier to add.