Getting started with Wageso

What is Wageso for?

Wageso is a privacy-focused personal finance app for tracking your income and expenses as monthly cash flow. You do not need to connect a bank account during setup; your data is stored encrypted, and only you can access your financial information.

The main areas in the app are:

• Cashflow shows income, expenses, and forecast remaining money for the selected month.
• Insights helps you review the same entries through monthly charts, top expenses, groups, and tags.
• The entry form includes name, amount, currency, account, type, tag, group, paid status, date, and repeat settings.
• Settings includes Data & Sync, Groups, Tags, Wallets, Holidays, Reminders, Currency, Month start day, and Appearance.

First launch setup flow

When you open Wageso for the first time, you see a short setup flow. This prepares the app's default currency, classification fields, and payment calendar preferences. You do not need to perfect everything at the start; most settings can be changed later from Settings.

1. Choose your default currency

   The app chooses a default based on your device. Use the currency you want to see in totals as your default currency.

2. Enable extra currencies

   If you track income or expenses in USD, EUR, or another currency, enable them in this step. You can skip it if you only use your default currency.

3. Prepare groups and tags

   Groups organize entries by person, source, or category. Tags help you filter income and expense types such as Salary, Bonus, Rent, Credit Card, Loan, Dues, and Bill.

4. Set calendar preferences

   Choose reminders, weekend days, and public holidays so recurring payments and alerts fit your calendar more accurately.

Which setup steps are optional?

Most setup screens are optional. Starting only with the fields you actually use keeps Cashflow cleaner.

• Extra currencies: Use only your default currency if you do not make entries in other currencies.
• Groups: Use them when you have recurring distinctions such as Work, Freelance, Personal, or specific people.
• Tags: Choose a few basic tags if you want income and expenses to make sense in Insights.
• Reminders: Turn them on if you want notifications for upcoming income, expenses, or daily review.
• Weekends and public holidays: Set them if payments should shift according to working-day rules.

Add your first entry

After setup, Wageso opens the Cashflow screen. On a new start, the list is empty and the app prompts you to add income and expenses so you can begin tracking your cash flow.

For the first entry, tap Add entry on the Cashflow screen or use the plus button in the lower-right corner. The entry form can include:

• Name: Add a short name such as Salary, Rent, Groceries, or Subscription.
• Amount and currency: Choose the real amount and currency for the income or expense.
• Account: Select which account the entry belongs to.
• Type: Choose whether the entry is income or expense.
• Tag and Group: Use useful labels for filtering and analysis later.
• Paid status: Leave it off for a planned entry that has not happened yet; turn it on once payment is complete.
• Date and Repeat: Choose the date for one-time entries; use repeat settings for salary, rent, subscriptions, or bills.

How to read the main screen

The Cashflow screen includes quick filters at the top. Use Income, Expense, Ungrouped, and Untagged filters to narrow the list. The bottom area includes the selected month, month navigation buttons, and the Cashflow and Insights tabs.

The Forecast total helps you understand the state after expected payments. Planned but unpaid entries make this view more useful.

The Insights screen shows income, expenses, forecast totals, a timeline chart, top expenses, and group and tag breakdowns for the selected month. It becomes more useful as you add entries.

After the first week

After using Wageso for a few days, review your entries. Check whether Cashflow entries appear in the right month, whether Income and Expense types are correct, whether group and tag filters are useful, and whether currencies are correct.

If something does not work as expected, use the Contact page for support. Do not send your private key or recovery information when asking for help.